1 cn Refried beans
1 c Bisquick
1/4 c Water
1 lb Hamburger; browned
1 Jar; (16 oz.) medium salsa sauce
1 1/2 c Shredded cheese
Sliced green or black olives

Mix together first 3 ingredients and put in bottom of greased 9 x 13 pan. Layer top with hamburger, salt, cheese and olives. Bake at 375 degrees for 30 minutes. Serve with lettuce and sour cream.